{"id":589,"date":"2017-03-03T10:05:28","date_gmt":"2017-03-03T03:05:28","guid":{"rendered":"https:\/\/xotours.vn\/blog\/?p=589"},"modified":"2019-08-21T00:29:50","modified_gmt":"2019-08-20T17:29:50","slug":"how-pay-things-vietnam","status":"publish","type":"post","link":"https:\/\/xotours.vn\/blog\/how-pay-things-vietnam\/","title":{"rendered":"How to use Dollars, Vietnamese Dong, Credit &#038; Debit Cards in Vietnam"},"content":{"rendered":"<img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3153 aligncenter\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/Vietnam-itinerary.jpg\" alt=\"how to pay for things in Vietnam\" width=\"621\" height=\"496\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/Vietnam-itinerary.jpg 945w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/Vietnam-itinerary-300x240.jpg 300w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/Vietnam-itinerary-768x614.jpg 768w\" sizes=\"auto, (max-width: 621px) 100vw, 621px\" \/>\n<p>One of the foremost things on every traveler\u2019s mind is money at the destination.\u00a0 Where to get it, how much to keep, how to exchange it, or how to pay for things are all questions that one must think about and understand before visiting a foreign country.\u00a0 In Vietnam, and generally in the rest of Asia, cash is king, but a complicated one at that!\u00a0 Before you arrive in Vietnam, take a few minutes to read through this information so that your <a href=\"https:\/\/xotours.vn\/blog\/vietnam-itinerary-how-long-to-stay-in-ho-chi-minh-city-hanoi-hoi-an-halong-nha-trang\/\">Vietnamese trip<\/a>\u00a0goes without a hitch!<\/p>\n<p>These are what we are going to show you:<span id=\"moneycontent\">&nbsp;<\/span><\/p>\n<ul>\n<li><a class=\"_ps2id\" href=\"#htsym\" data-ps2id-offset=\"\">How to Spend Your Vietnamese Dong?<\/a><\/li>\n<li><a class=\"_ps2id\" href=\"#htem\" data-ps2id-offset=\"\">How to Exchange to Vietnamese Dong?<\/a><\/li>\n<li><a class=\"_ps2id\" href=\"#htom\" data-ps2id-offset=\"\">How to Obtain Money Vietnamese Dong from ATM?<\/a><\/li>\n<\/ul>\n<hr \/>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/xotours.vn\/blog\/how-pay-things-vietnam\/#How_to_Spend_Your_Vietnamese_Dong\" >How to Spend Your Vietnamese Dong? &nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/xotours.vn\/blog\/how-pay-things-vietnam\/#How_to_Exchange_Money_to_Vietnamese_Dong\" >How to Exchange Money to Vietnamese Dong? &nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/xotours.vn\/blog\/how-pay-things-vietnam\/#How_to_Obtain_Vietnamese_Dong_from_ATM\" >How to Obtain Vietnamese Dong from ATM?&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Spend_Your_Vietnamese_Dong\"><\/span><strong>How to Spend Your Vietnamese Dong? <span id=\"htsym\">&nbsp;<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_3131\" aria-describedby=\"caption-attachment-3131\" style=\"width: 471px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3131\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-500000-dong-1.jpg\" alt=\"how to pay for things in Vietnam\" width=\"471\" height=\"202\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-500000-dong-1.jpg 1024w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-500000-dong-1-300x129.jpg 300w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-500000-dong-1-768x329.jpg 768w\" sizes=\"auto, (max-width: 471px) 100vw, 471px\" \/><figcaption id=\"caption-attachment-3131\" class=\"wp-caption-text\">500,000VND Note front<\/figcaption><\/figure>\n<figure id=\"attachment_3132\" aria-describedby=\"caption-attachment-3132\" style=\"width: 469px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3132\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/500k-mat-sau.jpg\" alt=\"how to pay for things in Vietnam\" width=\"469\" height=\"231\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/500k-mat-sau.jpg 500w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/500k-mat-sau-300x148.jpg 300w\" sizes=\"auto, (max-width: 469px) 100vw, 469px\" \/><figcaption id=\"caption-attachment-3132\" class=\"wp-caption-text\">500,000VND Note back<\/figcaption><\/figure>\n<p style=\"text-align: center;\">500.000 VND = <strong>21.95 USD l = 29.07 AUD<\/strong> (May 2018)<\/p>\n<figure id=\"attachment_3142\" aria-describedby=\"caption-attachment-3142\" style=\"width: 483px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3142\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/VietnamPNew-200000Dong-2006-dml_f.jpg\" alt=\"how to pay for things in Vietnam\" width=\"483\" height=\"207\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/VietnamPNew-200000Dong-2006-dml_f.jpg 700w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/VietnamPNew-200000Dong-2006-dml_f-300x129.jpg 300w\" sizes=\"auto, (max-width: 483px) 100vw, 483px\" \/><figcaption id=\"caption-attachment-3142\" class=\"wp-caption-text\">200,000VND Note front<\/figcaption><\/figure>\n<figure id=\"attachment_3133\" aria-describedby=\"caption-attachment-3133\" style=\"width: 491px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3133\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/200k-ms.jpg\" alt=\"how to pay for things in Vietnam\" width=\"491\" height=\"212\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/200k-ms.jpg 500w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/200k-ms-300x130.jpg 300w\" sizes=\"auto, (max-width: 491px) 100vw, 491px\" \/><figcaption id=\"caption-attachment-3133\" class=\"wp-caption-text\">200,000VND Note back<\/figcaption><\/figure>\n<p style=\"text-align: center;\">200.000 VND = <strong>8.77 USD l = 11.59 AUD<\/strong> (May 2018)<\/p>\n<figure id=\"attachment_3134\" aria-describedby=\"caption-attachment-3134\" style=\"width: 489px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3134\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100k-mt.jpg\" alt=\"how to pay for things in Vietnam\" width=\"489\" height=\"221\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100k-mt.jpg 1280w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100k-mt-300x136.jpg 300w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100k-mt-768x347.jpg 768w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100k-mt-1024x463.jpg 1024w\" sizes=\"auto, (max-width: 489px) 100vw, 489px\" \/><figcaption id=\"caption-attachment-3134\" class=\"wp-caption-text\">100,000VND Note front<\/figcaption><\/figure>\n<figure id=\"attachment_3135\" aria-describedby=\"caption-attachment-3135\" style=\"width: 491px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3135\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100l-ms.jpg\" alt=\"how to pay for things in Vietnam\" width=\"491\" height=\"221\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100l-ms.jpg 1276w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100l-ms-300x135.jpg 300w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100l-ms-768x345.jpg 768w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/100l-ms-1024x460.jpg 1024w\" sizes=\"auto, (max-width: 491px) 100vw, 491px\" \/><figcaption id=\"caption-attachment-3135\" class=\"wp-caption-text\">100,000VND Note back<\/figcaption><\/figure>\n<p style=\"text-align: center;\">100.000 VND = <strong>4.38 USD l = 5.80 AUD<\/strong> (May 2018)<\/p>\n<figure id=\"attachment_3136\" aria-describedby=\"caption-attachment-3136\" style=\"width: 486px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3136 \" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-50000-dong.jpg\" alt=\"how to pay for things in Vietnam\" width=\"486\" height=\"232\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-50000-dong.jpg 554w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/131111hinh-mat-truoc-tien-polyme-viet-nam-50000-dong-300x143.jpg 300w\" sizes=\"auto, (max-width: 486px) 100vw, 486px\" \/><figcaption id=\"caption-attachment-3136\" class=\"wp-caption-text\">50,000VND Note front<\/figcaption><\/figure>\n<figure id=\"attachment_3137\" aria-describedby=\"caption-attachment-3137\" style=\"width: 487px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3137\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/polymer-50000-2.jpg\" alt=\"how to pay for things in Vietnam\" width=\"487\" height=\"227\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/polymer-50000-2.jpg 500w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/polymer-50000-2-300x140.jpg 300w\" sizes=\"auto, (max-width: 487px) 100vw, 487px\" \/><figcaption id=\"caption-attachment-3137\" class=\"wp-caption-text\">50,000VND Note back<\/figcaption><\/figure>\n<p style=\"text-align: center;\">50.000 VND = <strong>2.19 USD l = 2.90 AUD<\/strong> (May 2018)<\/p>\n<figure id=\"attachment_3144\" aria-describedby=\"caption-attachment-3144\" style=\"width: 493px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3144\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vn-p120d-f.jpg\" alt=\"how to pay for things in Vietnam\" width=\"493\" height=\"241\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vn-p120d-f.jpg 540w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vn-p120d-f-300x147.jpg 300w\" sizes=\"auto, (max-width: 493px) 100vw, 493px\" \/><figcaption id=\"caption-attachment-3144\" class=\"wp-caption-text\">20,000VND Note front<\/figcaption><\/figure>\n<figure id=\"attachment_3138\" aria-describedby=\"caption-attachment-3138\" style=\"width: 490px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3138\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/5.jpg\" alt=\"how to pay for things in Vietnam\" width=\"490\" height=\"230\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/5.jpg 600w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/5-300x141.jpg 300w\" sizes=\"auto, (max-width: 490px) 100vw, 490px\" \/><figcaption id=\"caption-attachment-3138\" class=\"wp-caption-text\">20,000VND Note back<\/figcaption><\/figure>\n<p style=\"text-align: center;\">20.000 VND = <strong>0.88\u00a0USD l = 1.16 AUD<\/strong> (May 2018)<\/p>\n<figure id=\"attachment_3141\" aria-describedby=\"caption-attachment-3141\" style=\"width: 490px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3141\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vietnam-10000f.jpg\" alt=\"how to pay for things in Vietnam\" width=\"490\" height=\"227\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vietnam-10000f.jpg 800w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vietnam-10000f-300x139.jpg 300w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/vietnam-10000f-768x355.jpg 768w\" sizes=\"auto, (max-width: 490px) 100vw, 490px\" \/><figcaption id=\"caption-attachment-3141\" class=\"wp-caption-text\">10,000VND Note front<\/figcaption><\/figure>\n<figure id=\"attachment_3140\" aria-describedby=\"caption-attachment-3140\" style=\"width: 491px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3140\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/1498964799.jpg\" alt=\"how to pay for things in Vietnam\" width=\"491\" height=\"227\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/1498964799.jpg 500w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/1498964799-300x139.jpg 300w\" sizes=\"auto, (max-width: 491px) 100vw, 491px\" \/><figcaption id=\"caption-attachment-3140\" class=\"wp-caption-text\">10,000VND Note back<\/figcaption><\/figure>\n<p style=\"text-align: center;\">10.000 VND = <strong>0.44\u00a0USD l = 0.58 AUD<\/strong> (May 2018)<\/p>\n<p>Vietnam offers many opportunities to spend money, whether it be on shopping, travel or delicious food! You can pay for things in <a href=\"https:\/\/xotours.vn\/blog\/2018\/03\/21\/money-in-vietnam-how-to-pay-for-purchases-exchange-currency-and-withdraw-cash\/\" rel=\"\u201ddofollow&quot;\">Vietnamese dong (VND), US dollars or by credit card<\/a>.\u00a0 Spending in VND is often the best way to go to ensure that you get the best price. \u00a0Be careful with the bills &#8211; even though all the denominations\u00a0are different sizes and colours, it can still be hard to differentiate.\u00a0 For instance, the 500,000 and 20,000 dong notes are both slightly varied shades of blue, and the 200,000 and 50,000 are shades of red. It is entirely plausible to confuse one for the other.\u00a0 At the markets or local shops, make sure you carry small bills (less than 100,000) because they may not have change for you. \u00a0Many places also accept USD but you will usually not get a very good rate since the merchant can set their own term.<\/p>\n<figure id=\"attachment_3147\" aria-describedby=\"caption-attachment-3147\" style=\"width: 704px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3147 size-full\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/0.-No-Foreign-Transaction-Credit-Cards-Feature-Image.png\" alt=\"how to pay for things in Vietnam\" width=\"704\" height=\"309\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/0.-No-Foreign-Transaction-Credit-Cards-Feature-Image.png 704w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/0.-No-Foreign-Transaction-Credit-Cards-Feature-Image-300x132.png 300w\" sizes=\"auto, (max-width: 704px) 100vw, 704px\" \/><figcaption id=\"caption-attachment-3147\" class=\"wp-caption-text\">Several Credit Cards With No Foreign Transaction Fee.<\/figcaption><\/figure>\n<p>Some large stores, hotels and restaurants may accept credit cards but most of them will not!\u00a0 Make sure you check beforehand. \u00a0Firstly, any establishment that allows credit card purchases will generally only accept Visa and MasterCard. \u00a0You may have some difficulty in finding places that accept American Express, Diners International or credit cards from other charge card companies. \u00a0You will most probably be charged a 2-3% transaction fee for credit card purchases.\u00a0 On top of that, you may be charged an international transaction fee through your credit card bank or company, usually 3-5% of the purchase price.\u00a0 If you are an avid traveller, it would help to save a lot if you have in your hand one of these card with no international fee.\u00a0 The best ones are the Discover It Card, Capital One Venture Rewards Card, Chase Sapphire Preferred, or the American Express Platinum Card.<\/p>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3148 aligncenter\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/53f6aa919c588-medium20141120170225.9509610.jpg\" alt=\"how to pay for things in Vietnam\" width=\"450\" height=\"300\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/53f6aa919c588-medium20141120170225.9509610.jpg 450w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2017\/03\/53f6aa919c588-medium20141120170225.9509610-300x200.jpg 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/>\n<p>In many instances, paying by credit card may not be an available option or may not be cost-effective, but there are certain advantages to paying with a credit card. \u00a0The first is that Visa and MasterCard give you the best exchange rate of the week. \u00a0The exchange rate that they will give you will be better than what you will get for cash at the banks. \u00a0Another important consideration when paying for things with credit card is that there is often inherent insurance provided by either the charge card company (Visa\/MasterCard) or your credit card company. \u00a0For large amount items such as hotels or flights, it may be beneficial to use your credit card, just in case there is a discrepancy or emergency. \u00a0Depending on your coverage, you can claim or dispute all sorts of things if you pay by credit card &#8211; hotel burglary, fraudulent transactions, insurance for jewelry purchases and more. \u00a0However, be very, very aware of the transaction fees and the associated costs, because the cost of using your credit card in Vietnam may not be justified.<\/p>\n<p><a class=\"_ps2id\" href=\"#moneycontent\" data-ps2id-offset=\"\">[Back to the content]<\/a><\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Exchange_Money_to_Vietnamese_Dong\"><\/span><strong>How to Exchange Money to Vietnamese Dong? <span id=\"htem\">&nbsp;<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_592\" aria-describedby=\"caption-attachment-592\" style=\"width: 550px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-592 size-full\" style=\"margin: 0px 30px;\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/money-change-gold-shop-vietnam.jpg\" alt=\"Although it is becoming more rare, the practice of exchanging USD at gold and jewelry shops is still prevalent in Vietnam. The exchange rate used to be significantly higher than banks and currency exchange booths but the difference is much smaller now.\" width=\"550\" height=\"367\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/money-change-gold-shop-vietnam.jpg 550w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/money-change-gold-shop-vietnam-300x200.jpg 300w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/money-change-gold-shop-vietnam-150x100.jpg 150w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/money-change-gold-shop-vietnam-400x266.jpg 400w\" sizes=\"auto, (max-width: 550px) 100vw, 550px\" \/><figcaption id=\"caption-attachment-592\" class=\"wp-caption-text\">Although it is becoming more rare, the practice of exchanging USD at gold and jewelry shops is still prevalent in Vietnam. The exchange rate used to be significantly higher than banks and currency-exchange booths but the difference is much smaller now.<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>If you come with some foreign cash, you can exchange it for VND at banks or currency exchange establishments. \u00a0You may get a slightly better rate of return at banks but you will always lose a little bit in the exchange. \u00a0The disadvantage of going to a bank to exchange money is that you need to show a passport for identification and you need to fill out a form first. \u00a0It can be a hassle when you want to do a quick exchange and then go. \u00a0Alternatively, at currency exchange booths you can exchange money instantly. \u00a0For USD and CAD, exchange money in increments of $100 to get the best exchange rate. \u00a0The currency exchange booths around tourist locations such as Ben Thanh market may charge a higher transaction fee so it is best to avoid them unless you are in a hurry. \u00a0Also please note that many exchange places will not accept old or torn bills. \u00a0Bring new and crisp bills in order to get the best exchange rate. \u00a0If you happen to have damaged bills that no one else will accept, simply go to a bank and exchange it for a new note for a nominal fee.<\/p>\n<p>Another place to exchange USD to VND is at the many gold shops in Vietnam.\u00a0 This practice is technically illegal but if you have lost or forgotten your passport, banks are not an option for you so you will have to exchange money at booths or gold shops. \u00a0It used to be the case that you would get a significantly good exchange rate at the shops than at other places but now the exchange rate is no longer that different.<\/p>\n<p><a class=\"_ps2id\" href=\"#moneycontent\" data-ps2id-offset=\"\">[Back to the content]<\/a><\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Obtain_Vietnamese_Dong_from_ATM\"><\/span><strong>How to Obtain Vietnamese Dong from ATM?<span id=\"htom\">&nbsp;<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_594\" aria-describedby=\"caption-attachment-594\" style=\"width: 351px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-594 \" style=\"margin: 0px 30px;\" src=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/ATM-Vietnam-2.jpeg\" alt=\"ATMs are found throughout the city so you will be able to take out cash almost anywhere you are. But remember to check the rules beforehand so you know how much your credit card company and the ATM will charge you for the withdrawal. Keep in mind that Techcombank and HSBC bank machines allow the most amount of money to be withdrawn at one time. \" width=\"351\" height=\"207\" srcset=\"https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/ATM-Vietnam-2.jpeg 293w, https:\/\/xotours.vn\/blog\/wp-content\/uploads\/2013\/03\/ATM-Vietnam-2-150x88.jpeg 150w\" sizes=\"auto, (max-width: 351px) 100vw, 351px\" \/><figcaption id=\"caption-attachment-594\" class=\"wp-caption-text\">ATMs are found throughout the city so you will be able to take out cash almost anywhere you are. But remember to check the rules beforehand so you know how much your credit card company and the ATM will charge you for the withdrawal. Keep in mind that Techcombank and HSBC bank machines allow the most amount of money to be withdrawn at one time.<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>To obtain more cash, you can always go to any of the ATMs around the city, but first you must know the rules of your bank and your debit or credit card. \u00a0There are many credit and debit cards that will charge a hefty fee for withdrawing cash overseas and it can get very expensive!\u00a0 You will also have to find out what the transaction limit is per day for your card.\u00a0 As for the ATM associated fees, the withdrawal fee is usually around 20,000 Dong (about $1 USD).\u00a0 Some people have reported that DongA Bank ATMs do not charge a transaction fee but in our experience there is always a nominal fee. \u00a0That said, withdrawing from a credit card will cost you a lot because not only will you be charged for an international cash advance, that amount will start accruing interest immediately. \u00a0We recommend withdrawing funds through a debit card.<\/p>\n<p>Most HSBC and TechCom ATMs allow a per transaction maximum withdrawal of 5 million to 6 million dong.\u00a0 Other ATMs allow around 2 million dong. \u00a0For large withdrawals, the ATM will dispense 500,000 dong notes which you will then have to exchange for smaller bills for small purchases. \u00a0The\u00a0ATMs around the city are generally safe but, just as anywhere else in the world, try to avoid ATMs in convenience stores and bars.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/maps\/d\/embed?mid=1n1Y016_QOLnrusfaF4-c9womTYOws0l6\" width=\"640\" height=\"480\"><\/iframe><\/p>\n<p>If you need really large sums of cash, Western Union is the best way to go.\u00a0 It is less expensive and more hassle-free than bank wire transfers, and there are hundreds of locations within Ho Chi Minh City alone.\u00a0 Depending on the amount, you may pay less in a Western Union transaction fee than on international cash advance fees through your bank or credit card.\u00a0 Simply get a friend or family member to go to a Western Union branch back home and fill out the appropriate paperwork.\u00a0 Be sure that the spelling of the name of the recipient matches exactly as it is shown on the passport &#8211; even one letter off is grounds for refusal.\u00a0 Note that the money they send to you will be from their own account rather than yours, unless they have power of attorney or joint status for your account.<\/p>\n<p>Remember that no matter what, be safe with the cash that you have. \u00a0 Avoiding carrying large amounts of money and use a money belt if possible!<\/p>\n<p>Hope you enjoyed another great travel tip brought to you by XO Tours, <a title=\"The Foodie Tour\" href=\"https:\/\/xotours.vn\/Our_Tours\/The_Foodie.html\" target=\"_blank\" rel=\"noopener \u201ddofollow&quot;\">the most acclaimed food tour in Vietnam!<\/a>\u00a0\ud83d\ude42<\/p>\n<p><a class=\"_ps2id\" href=\"#moneycontent\" data-ps2id-offset=\"\">[Back to the content]<\/a><\/p>\n<p>&nbsp;<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>One of the foremost things on every traveler\u2019s mind is money at the destination.\u00a0 Where to get it, how much to keep, how to exchange it, or how to pay for things are all questions that one must think about and understand before visiting a foreign country.\u00a0 In Vietnam, and generally in the rest of [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":8,"featured_media":593,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"How to pay for things in Vietnam - tips for travelers","_seopress_titles_desc":"This article provides essential tips on how to pay for things in Vietnam when traveling around the country.","_seopress_robots_index":"","footnotes":""},"categories":[28],"tags":[101,102,103,104,107,108,109],"class_list":{"0":"post-589","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-vietnam-travel-tips","8":"tag-vnd","9":"tag-vietnamese-dong","10":"tag-vnd-to-usd","11":"tag-atms-vietnam","12":"tag-credit-cards","13":"tag-debit-cards","14":"tag-gold-shops"},"acf":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/posts\/589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/comments?post=589"}],"version-history":[{"count":20,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/posts\/589\/revisions"}],"predecessor-version":[{"id":5317,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/posts\/589\/revisions\/5317"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/media\/593"}],"wp:attachment":[{"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/media?parent=589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/categories?post=589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xotours.vn\/blog\/wp-json\/wp\/v2\/tags?post=589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}